When you apply for a loan, you expect the lender to pull your credit report. After all, you’re borrowing money. It makes sense that your lender wants to see what kind of risk you present.
But what about other types of companies?
You might be surprised to discover that, even if you’re not borrowing money, certain companies may be looking at your credit report.
The following are examples of the types of companies that might be checking up on your credit.
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1. Credit card companies
A credit card company can look at your credit report when you apply for a card. However, if you’re a customer, that company can look at your credit report anytime, according to the Consumer Financial Protection Bureau.
Additionally, prospective creditors can access