8 Types of Companies That Check Your Credit Report

When you apply for a loan, you expect the lender to pull your credit report. After all, you’re borrowing money. It makes sense that your lender wants to see what kind of risk you present.



a person sitting at a table using a laptop: shutterstock_1395298508


© fizkes / Shutterstock.com
shutterstock_1395298508

But what about other types of companies?

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You might be surprised to discover that, even if you’re not borrowing money, certain companies may be looking at your credit report.

The following are examples of the types of companies that might be checking up on your credit.

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1. Credit card companies

A credit card company can look at your credit report when you apply for a card. However, if you’re a customer, that company can look at your credit report anytime, according to the Consumer Financial Protection Bureau.

Additionally, prospective creditors can access

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With advocacy groups, Cape Cod restaurants seek payouts from insurance companies for COVID-19 losses – News – providencejournal.com

CAPE COD, Mass. — Restaurant owners contend their business interruption insurance should cover pandemic-related losses because the state government ordered them to close.

When a tornado hit Cape Cod last summer, Jeffrey Mitchell and his business partners had no problem collecting on an insurance claim for damage to their restaurant, The Talkative Pig, in Chatham.

The restaurant lost power for three days, the sign fell and a fence was destroyed. In less than a week they filed a claim with their insurance company — which quickly sent a representative to assess the damage — and the restaurant owners received insurance money to help pay for repairs.

But when COVID-19 struck, Mitchell and his partners were forced to close The Talkative Pig, leading to lost business and revenues. They had to submit a 17-point document answering many questions to their insurance company. After two months, the restaurant owners are still waiting

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Insurance companies are ordering more home inspections. Here’s what to expect

With financial losses mounting over recent years, insurance companies in Florida are ordering more home inspections. Their aim is to force homeowners to fix potential problems or find justifications to dump risky properties.



a tree in front of a house: This is the tree that concerned the Strautmans' insurance company.


© Carline Jean / South Florida Sun Sentinel/South Florida Sun Sentinel/TNS
This is the tree that concerned the Strautmans’ insurance company.

John Strautman, owner of an expansive home in Fort Lauderdale’s historic Colee Hammock neighborhood, learned this the hard way several months after switching from his longtime insurance company to one with a lower annual rate.

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Strautman was stunned several weeks ago when his new insurer, Sunrise-based Monarch National Insurance, sent him a letter ordering him to remove one of several historic live oak trees surrounding the home he built in 2010. The letter demanded he remove “a large tree within close contact of the dwelling.”

“Please provide color photos showing the tree has been

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Heat Exchangers Market Analysis by Major Companies, Size, Segmentation, Market Dynamics 2020-2026

The MarketWatch News Department was not involved in the creation of this content.

Sep 23, 2020 (Market Insight Reports) —
Selbyville, Delaware: The report is a comprehensive exploration of Heat Exchangers Market 2018-2026 offering growth rates, size of the industry, competitive landscape information, factors to the contributing growth of the global Mobility on Demand market and more.

The global Heat Exchanger Market is anticipated to reach USD 33.01 billion by 2026 according to a new study published by The marker research report. Heat exchanger is a very dynamic industry concerning raw materials, equipment manufacturing and end-use industries. A heat exchanger primarily works on the principle of convection and conduction for making transfer of thermal energy in the required processes. New technological developments and increased demand for energy-efficiency in almost every industrial and commercial sector around the globe has been a force majeure for the global heat exchangers market.

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LendingArch Financial Inc. Places No. 17 on The Globe and Mail’s Second-Annual Ranking of Canada’s Top Growing Companies, Achieving Top 20 Status

CALGARY, AB, Sept. 25, 2020 /PRNewswire/ – LendingArch Financial Inc. is pleased to announce it placed No. Seventeen (17) on the 2020 Report on Business ranking of Canada’s Top Growing Companies.

Canada’s Top Growing Companies ranks Canadian companies on three-year revenue growth. LendingArch earned its spot with three-year growth of 3,266%.

LendingArch provides auto loans, personal loans, insurance and credit card comparison services all online through its platform www.lendingarch.ca . LendingArch has become a leader and premier destination specifically for its auto loan division, with thousands of Canadians applying through LendingArch’s platform to obtain an auto loan for a new or used vehicle. “We are about the approval first method to finding a new or used vehicle” says Paul Hadzoglou, LendingArch’s President. “Too many consumers look for the vehicle first only to be let down at the approval stage. We help Canadians obtain the approvals required, in a quick and

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With help from advocacy groups, Cape Cod restaurants seek payouts from insurance companies for COVID-19 losses. – News – capecodtimes.com

Restaurant owners contend their business interruption insurance should cover pandemic-related losses because the state government ordered them to close.

When a tornado hit Cape Cod last summer, Jeffrey Mitchell and his business partners had no problem collecting on an insurance claim for damage to their restaurant, The Talkative Pig, in Chatham.

The restaurant lost power for three days, the sign fell and a fence was destroyed. In less than a week they filed a claim with their insurance company — which quickly sent a representative to assess the damage — and the restaurant owners received insurance money to help pay for repairs.

But when COVID-19 struck, Mitchell and his partners were forced to close The Talkative Pig, leading to lost business and revenues. They had to submit a 17-point document answering many questions to their insurance company. After two months, the restaurant owners are still waiting to hear from them.

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App-based food delivery companies must work with restaurants under new California law

Two new California laws will require app-based delivery companies to more closely work with local restaurants before advertising their menu options and drivers to ensure the safety of meals while the orders are in transit.



a hand holding a cellphone: App-based companies like GrubHub will have to sign agreements with local restaurants under a new California law. (GrubHub)


© (GrubHub)
App-based companies like GrubHub will have to sign agreements with local restaurants under a new California law. (GrubHub)

The laws signed by Gov. Gavin Newsom are the latest effort by state lawmakers to ratchet up oversight of an industry that has resisted attempts at regulation as it grows rapidly in size and profitability.

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The most far-reaching of the laws, signed by Newsom on Wednesday, requires companies such as DoorDash, Grub Hub, Postmates and Uber Eats to sign formal agreements with local restaurants before advertising food delivery to their customers. Its supporters say that restaurant owners might not know their food is being advertised or delivered by the app-based company, leaving the

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California now requires delivery companies to have deal with restaurants

In an effort to protect restaurants from potentially being exploited by delivery apps, Gov. Gavin Newsom signed a bill into law Thursday that requires delivery companies to have an agreement in place with a restaurant before they can take their food to customers.





© Justin Sullivan, Getty Images


AB2149, or the Fair Food Delivery Act, which was authored by Assemblywoman Lorena Gonzalez, D-San Diego, is a response to a growing number of restaurant owners throughout the state who have seen their menus pop up on delivery apps they never agreed to partner with. Bay Area chefs have publicly bemoaned this situation and said it can hurt both a restaurant’s reputation and finances.

“When Uber Eats, DoorDash and other gig companies operate under their own rules, businesses and consumers are harmed,” Gonzalez said in a statement, adding that the bill is a stance “against massive overreach by delivery app companies.”

Delivery

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Automotive Valve Market 2020 Analysis, Growth by Top Companies, Trends by Types and Application, Forecast Analysis to 2024

The MarketWatch News Department was not involved in the creation of this content.

Sep 25, 2020 (The Expresswire) —
Global Automotive Valve Market is a comprehensive research that provides information regarding Automotive Valve market size, trends, growth, cost structure, capacity, revenue and forecast 2024. This report also states import/export consumption, supply and demand Figures, cost, price, revenue and gross margins. For each manufacturer covered, this report analyses their Keyword manufacturing sites, capacity, production, ex-factory price, revenue and market share in global market. Global Keyword Market Report 2020 provides exclusive vital statistics, data, information, trends and competitive landscape details in this niche sector.

Get a Sample PDF of report – https://www.marketreportsworld.com/enquiry/request-sample/ 14196272

The global Automotive Valve market is anticipated to rise at a considerable rate during the forecast period, between 2020 and 2026. In 2020, the market was growing at a steady rate and with the rising adoption of strategies by

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